Flexible Financing for Your Next Machine

Installment plans, leasing and rent-to-buy options arranged with local financial partners — so the right machine can go to work without tying up all of your capital.

Financing Options

Payment Structures That Fit Your Cash Flow

Installment Purchase

Spread the machine price over a fixed repayment schedule with a down payment, so ownership starts from day one.

Operating Lease

Pay a monthly fee for use of the machine for an agreed period, then return it or negotiate an extension — ideal for project-based demand.

Rent-to-Buy

A portion of rental payments is credited toward purchase, giving you an option to own the machine after a defined period.

How It Works

Financing Step by Step

Financing is arranged through SANY dealers and local financial institutions in each market. Terms depend on the machine, your company profile and local regulations.

  1. Choose Your Machine

    Select the model, configuration and quantity you need from our product range, new or certified used.

  2. Submit Your Profile

    Provide company details, operating history and financing preference. We match the structure to local options.

  3. Receive a Proposal

    Get a written financing proposal with repayment schedule, interest or lease terms, and required documents.

  4. Deliver & Repay

    Once approved, the machine is delivered and you repay per the agreed schedule, supported by our service network.

FAQ

Financing Questions

Is financing available in my country?

Financing programs are offered through local dealers and partners in most of the 180+ countries we serve. Send your country and machine type and we confirm the local options.

What documents are required to apply?

Typically company registration, financial statements or bank references, and proof of the project. The local financing partner gives you the exact checklist for your market.

Can used equipment be financed too?

Yes, certified used machines can be financed in many regions — the inspection report and valuation support the loan structure. See used equipment for the sourcing process.

What is the difference between leasing and buying on installments?

With installments you own the machine from day one and repay the price. With leasing you pay for use during the contract and the ownership decision comes at the end of the term.

Ready to finance your equipment?

Tell us the machine you need and your company profile — we will connect you with the local financing option that fits your cash flow.

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